Understanding Credit Freezes vs. Credit Locks
If you're looking to protect your credit from fraud or identity theft, you might have come across the terms "credit freeze" and "credit lock." While they sound similar, these two tools work differently, and knowing the difference can save you time and hassle. In this blog, we'll break down what each option...
Fraudulent Accounts, Incorrect PII, and Other Signs of Credit Identity Theft
Being the victim of credit identity theft is one of the most stressful and anxiety-inducing experiences a consumer can face. High-profile stories of data leaks can make people feel nervous about their vulnerability to this type of activity. However, recognizing the signs of credit identity theft as early as possible can help...
Identity Theft 101: How it Happens and How to Protect Yourself
Every year, millions of people across the U.S. are the target of identity theft, which costs Americans an estimated $8.8 billion annually. But how does this modern-day menace find its way into our lives? The answer lies in everyday details we often overlook. From online shopping to social...
Five Key Provisions of the Fair Credit Reporting Act That Help Fight Identity Theft
Identity theft can damage a person’s credit report and jeopardize their financial, professional, and personal well-being. Fortunately, the Fair Credit Reporting Act (FCRA) gives consumers important legal protection for their financial information, including credit reports and credit scores. Here’s a closer look at five key provisions of the...
The Role of Technology in Identity Theft: Risks and Legal Implications
Technology is constantly evolving. And with this evolution comes benefits and challenges. One area in which technology has both a negative and positive impact is identity theft. In this article, we discuss identity theft and technology.
How Technology Contributes to Identity TheftTechnology has...