Category: Identity Theft

A credit bureau has four business days to block identity theft items once all four required pieces reach it. The clock to sue generally runs two years from the day you discover the violation, not from the day your identity was stolen.

A fraudulent account...

The four-business-day blocking clock runs from when all four required items reach the credit bureau. Because a federal rule lets the bureau request more documentation to accept your identity theft report, that step can delay when the clock effectively starts.

You did everything the instructions...

If identity theft has resulted in inaccurate information appearing on your credit report, documentation can play a significant role in protecting your rights. To succeed in a Fair Credit Reporting Act (FCRA) lawsuit, you generally need evidence showing that your credit report contained inaccurate information, that you disputed the error with...

When a company experiences a data breach involving your personal information, it does not have unlimited discretion in how—or whether—it tells you. Both federal expectations and Florida law require businesses to provide notice when certain types of data are exposed.

That said, not every breach triggers the same...

Identity theft can stay on your credit report for years if fraudulent accounts and inquiries are not properly disputed and removed. There is no automatic expiration date for identity theft-related damage. How long it lasts depends on the type of fraud, how quickly you act, and whether credit bureaus and lenders...

Finding out someone opened a credit card in your name feels sickening. You worry about your money, your credit, and what else that person did with your information. You deserve a clear plan to remedy the situation. A Florida credit identity theft attorney can help you with the bigger picture, but you...

Data breaches are an increasingly prevalent problem for consumers, exposing sensitive information regarding their financial, healthcare, and other personal accounts to use by bad actors. In response, many companies and organizations targeted by data thieves offer to pay for their customers and clients to have access to credit monitoring services.

Owning a home in Florida is more than just a financial investment—it’s often your family’s most valuable asset. Unfortunately, identity thieves are finding new ways to target property owners by engaging in deed fraud. This type of fraud involves illegally transferring ownership of a home without the true owner’s knowledge, often through...

The digital age has made identity theft much more common. Scammers are constantly finding ways to hack your financial information and ruin your credit. As a Florida citizen, it is essential that you know the warning signs of credit identity theft to help you avoid any serious consequences.

Identity theft is a stressful and often overwhelming experience that can leave you grappling with financial uncertainty. When fraudulent activity damages your credit, it’s crucial to take proactive steps to rebuild and protect it. At Lehrman Law, we understand the challenges victims face and aim to empower individuals with the tools...