Hidden Fees and Junk Charges: When Can You Sue?
Consumers in Florida and across the country are often charged hidden fees that increase the true cost of everyday transactions. These charges may appear in rental agreements, financial accounts, or online purchases, and are not always clearly disclosed upfront. When fees are misleading or improperly imposed, they may cross the line...
Can Credit Bureaus Refuse to Remove Fraudulent Accounts Opened by a Human Trafficker?
Credit bureaus are required under federal law to block or remove fraudulent accounts that result from human trafficking. However, some consumers still encounter situations where inaccurate accounts remain on their credit reports despite valid requests. When that happens, the issue is not just a reporting error—it may reflect a failure to follow...
Legal Remedies for Renters Charged Illegal Junk Fees on Florida Leases
Renters in Florida may have legal options when landlords charge hidden or unlawful fees that were not clearly disclosed in a lease. These charges can include administrative fees, processing fees, or mandatory add-ons that increase the cost of housing beyond what was initially presented. When fees are misleading, inconsistent with the lease,...
Are Consumers Protected From Fake Online Sellers?
Consumers in Florida are protected from fake online sellers through federal laws like the FTC Act and Fair Credit Billing Act, as well as Florida’s Deceptive and Unfair Trade Practices Act (FDUTPA), which prohibit deceptive practices and allow legal action when sellers mislead or defraud buyers. By working with a consumer...
What Is Considered Debt Collection Harassment?
The calls start before...
How to Spot Consumer Scams Before You Become a Victim
These days, scams are everywhere—and they’re getting harder to spot. Scammers use fear, urgency, and trust to convince people to share personal information or send money before they realize what’s happening. Knowing the warning signs early can help you stay one step ahead and protect your money and identity.
Florida’s Deceptive and Unfair Trade Practices Act: How It Protects Consumers
In Florida, the Deceptive and Unfair Trade Practices Act protects consumers from unethical, misleading, or oppressive business practices by companies that sell goods and services in the state. Florida consumers should familiarize themselves with what may constitute a deceptive or unfair trade practice and the remedies they could seek under the law.
Legal vs. Illegal Robocalls: Understanding the Difference
Robocalls have become an unavoidable nuisance for many people, with millions of automated calls bombarding phones every day. While some robocalls are perfectly legal, others violate consumer protection laws and can lead to financial scams or identity theft. If you receive unwanted robocalls, understanding the difference between legal and illegal robocalls is...
Common Types of Consumer Scams Targeting Seniors
Today’s scammers are more sophisticated than ever, finding creative ways to target seniors through phone calls, emails, and even fake investment offers. Many of these schemes play on fears or appeal to a person’s goodwill, making it all too easy to fall into their traps. Unfortunately, the financial losses and emotional toll...
Understanding Credit Freezes vs. Credit Locks
If you're looking to protect your credit from fraud or identity theft, you might have come across the terms "credit freeze" and "credit lock." While they sound similar, these two tools work differently, and knowing the difference can save you time and hassle. In this blog, we'll break down what each option...