Common Types of Consumer Scams Targeting Seniors
Today’s scammers are more sophisticated than ever, finding creative ways to target seniors through phone calls, emails, and even fake investment offers. Many of these schemes play on fears or appeal to a person’s goodwill, making it all too easy to fall into their traps. Unfortunately, the financial losses and emotional toll...
Keeping Your Credit Identity Safe During the Holiday Shopping Season
The holiday season can be a wonderful time for giving, but it’s also a prime opportunity for scammers looking to steal your credit information. While we all want to focus on finding the perfect gifts, staying vigilant about your financial safety is important. In this blog, we'll share practical tips for keeping...
Understanding Credit Freezes vs. Credit Locks
If you're looking to protect your credit from fraud or identity theft, you might have come across the terms "credit freeze" and "credit lock." While they sound similar, these two tools work differently, and knowing the difference can save you time and hassle. In this blog, we'll break down what each option...
Fraudulent Accounts, Incorrect PII, and Other Signs of Credit Identity Theft
Being the victim of credit identity theft is one of the most stressful and anxiety-inducing experiences a consumer can face. High-profile stories of data leaks can make people feel nervous about their vulnerability to this type of activity. However, recognizing the signs of credit identity theft as early as possible can help...
Fake Accounts & Errors – Disputing Incorrect Credit Report Information
Your credit report plays a significant role in your financial life. It can affect your ability to secure loans, rent an apartment, or even get a job. That's why the information on your credit report needs to be accurate. Unfortunately, errors and fake accounts can appear on credit reports, potentially wreaking havoc...