Can Debt Collectors Call You at Work?
Debt collectors use a variety of tactics to try to collect debts. One such tactic is contacting debtors by phone. However, when debt collectors have trouble getting ahold of debtors by calling them at home, they often resort to other means, including calling debtors at work. Debt collection calls at work aren’t...
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Understanding Illegal Debt Collection Abuse
The Fair Debt Collection Practices Act (“FDCPA”) is a consumer protection law that is designed to protect consumers from abusive debt collection practices. Unfortunately, however, many debt collectors are all too happy to violate the FDCPA in their quest to coerce consumers into making payments. Fortunately, when debt collectors violate the FDCPA,...
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Common Identity Theft Myths
Identity theft is a serious problem in the United States. In fact, approximately 35 percent of all adults in the United States have been victims of identity theft. In order to avoid becoming a victim of identity theft, it’s important to have accurate information about the crime. Unfortunately, however, there’s a lot...
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Who Is at Risk for Identity Theft?
Identity theft is on the rise in America. Every day, thousands of Americans fall victim to this illicit practice. And although there are ways for identity theft victims to clean up the mess caused by fraudsters, it can take years to get things back on track following the theft of one's identity....
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How to Spot and Stop Robocalls
Robocalls in the United States are out of control. In fact, approximately 2,000 robocalls are placed every second. Robocalls, which are prerecorded messages delivered to landlines and cell phones by way of computerized auto dialers, run the gamut from annoying to fraudulent. Luckily, there are several things consumers can do...
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Company Forced to Pay Nearly $1 Billion in Damages for Illegal Robocalls
A federal judge recently upheld an award of nearly $1 billion in a class-action lawsuit against a marketing company that placed nearly 2 million recorded robocalls. In the original case, a jury found that the company, ViSalus, had conducted unlawful telemarketing practices by placing almost 2 million recorded robocalls offering deals...
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An Overview of Class Action Lawsuits
Although most people have heard of class action lawsuits, not many have a good understanding of them. Broadly speaking, class action lawsuits are legal actions brought on behalf of groups of people. Class action lawsuits differ from traditional lawsuits, which are typically filed by single individuals. However, there is much more to...
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When Can I Sue for Identity Theft?
Identity theft is the fraudulent acquisition and use of an individual’s personal information for financial gain. The unique information typically associated with i theft includes dates of birth, phone numbers, Social Security numbers, email addresses, fax numbers, bank account information, and credit card numbers. When a thief obtains any of this type...
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Damages Available in Identity Theft Cases
Tens of millions of people have their identities stolen every year. In fact, nearly 15 million people were victims of identity theft in 2019. Of those identity theft victims who suffered unreimbursed expenses due to identity theft, the median loss was approximately $400. In other words, identity theft has a major impact...
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How to Recognize Identity Theft
Identity theft is a major problem in the United States. In fact, nearly 30 percent of all adults in the United States will fall victim to identity theft at some point in their lives. In other words, identity theft poses a serious threat to everyone. Luckily, there are steps you can take...
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