Suing a Creditor Over Uncollectible Accounts
A North Carolina debt buyer has filed a lawsuit alleging that national rent-to-own company Aaron’s sold its consumer accounts that were uncollectible. In the lawsuit, Turtle Creek Assets (TCA), the debt buyer, claims “a serial betrayal of trust by Aaron’s that injured not just the plaintiff (TCA) but has had a collateral...
Suing a Creditor Over Uncollectible Accounts Continue reading…
Is Identity Theft Common?
Many people think that identity theft is something that will never happen to them. Unfortunately, however, identity theft is becoming increasingly common in the United States. Approximately one in 20 Americans are affected by identity theft each year. In fact, the Federal Trade Commission received more than two million fraud reports from...
Is Identity Theft Common? Continue reading…
Recognizing and Preventing Identity Theft
Identity theft is a growing problem in the U.S. In fact, approximately 30 percent of all adults in the country will have their identities stolen at some point in their lives. In other words, identity theft is a very real threat to everyone. Luckily, there are steps that consumers can take to...
Recognizing and Preventing Identity Theft Continue reading…
Someone Stole My Identity: What Now?
Tens of millions of people have their identities stolen every year. In fact, there were approximately 1.4 million reports of identity theft in the United States in 2020, a figure that is nearly double the amount reported in 2019. In other words, identity theft is a very real risk, and everyone is...
Someone Stole My Identity: What Now? Continue reading…
Can Debt Collectors Call My Family?
Debt collectors are known for doing whatever it takes to collect a debt, including calling a debtor’s family members. For debtors, this can be humiliating. And unfortunately, this tactic is often effective, as it forces debtors to pay up to avoid future embarrassing phone calls. In this article, we examine whether it’s...
Can Debt Collectors Call My Family? Continue reading…
Can Debt Collectors Call You at Work?
Debt collectors use a variety of tactics to try to collect debts. One such tactic is contacting debtors by phone. However, when debt collectors have trouble getting ahold of debtors by calling them at home, they often resort to other means, including calling debtors at work. Debt collection calls at work aren’t...
Can Debt Collectors Call You at Work? Continue reading…
Understanding Illegal Debt Collection Abuse
The Fair Debt Collection Practices Act (“FDCPA”) is a consumer protection law that is designed to protect consumers from abusive debt collection practices. Unfortunately, however, many debt collectors are all too happy to violate the FDCPA in their quest to coerce consumers into making payments. Fortunately, when debt collectors violate the FDCPA,...
Understanding Illegal Debt Collection Abuse Continue reading…
Common Identity Theft Myths
Identity theft is a serious problem in the United States. In fact, approximately 35 percent of all adults in the United States have been victims of identity theft. In order to avoid becoming a victim of identity theft, it’s important to have accurate information about the crime. Unfortunately, however, there’s a lot...
Common Identity Theft Myths Continue reading…
Who Is at Risk for Identity Theft?
Identity theft is on the rise in America. Every day, thousands of Americans fall victim to this illicit practice. And although there are ways for identity theft victims to clean up the mess caused by fraudsters, it can take years to get things back on track following the theft of one's identity....
Who Is at Risk for Identity Theft? Continue reading…
Company Forced to Pay Nearly $1 Billion in Damages for Illegal Robocalls
A federal judge recently upheld an award of nearly $1 billion in a class-action lawsuit against a marketing company that placed nearly 2 million recorded robocalls. In the original case, a jury found that the company, ViSalus, had conducted unlawful telemarketing practices by placing almost 2 million recorded robocalls offering deals...
Company Forced to Pay Nearly $1 Billion in Damages for Illegal Robocalls Continue reading…