How Long Does Identity Theft Stay on Your Credit Report?
Identity theft can stay on your credit report for years if fraudulent accounts and inquiries are not properly disputed and removed. There is no automatic expiration date for identity theft-related damage. How long it lasts depends on the type of fraud, how quickly you act, and whether credit bureaus and lenders...
What You Should Do if Someone Opened a Credit Card in Your Name
Finding out someone opened a credit card in your name feels sickening. You worry about your money, your credit, and what else that person did with your information. You deserve a clear plan to remedy the situation. A Florida credit identity theft attorney can help you with the bigger picture, but you...
Why Credit Monitoring Services Often Fail Identity Theft Victims
Data breaches are an increasingly prevalent problem for consumers, exposing sensitive information regarding their financial, healthcare, and other personal accounts to use by bad actors. In response, many companies and organizations targeted by data thieves offer to pay for their customers and clients to have access to credit monitoring services.
Identity Theft and Florida Homestead Properties: Preventing Deed Fraud
Owning a home in Florida is more than just a financial investment—it’s often your family’s most valuable asset. Unfortunately, identity thieves are finding new ways to target property owners by engaging in deed fraud. This type of fraud involves illegally transferring ownership of a home without the true owner’s knowledge, often through...
Warning Signs of Credit Identity Theft: How to Spot Red Flags
The digital age has made identity theft much more common. Scammers are constantly finding ways to hack your financial information and ruin your credit. As a Florida citizen, it is essential that you know the warning signs of credit identity theft to help you avoid any serious consequences.
How to Restore Your Credit After Identity Theft
Identity theft is a stressful and often overwhelming experience that can leave you grappling with financial uncertainty. When fraudulent activity damages your credit, it’s crucial to take proactive steps to rebuild and protect it. At Lehrman Law, we understand the challenges victims face and aim to empower individuals with the tools...
How to Report Identity Theft to the Police
Identity theft is rampant throughout the U.S., and Florida is a particular hotspot for these crimes. A recent report from the federal Bureau of Justice Statistics states that in one recent year, about nine percent of U.S. residents over 16 had their identities stolen within the past 12 months. News reports...
Common Types of Consumer Scams Targeting Seniors
Today’s scammers are more sophisticated than ever, finding creative ways to target seniors through phone calls, emails, and even fake investment offers. Many of these schemes play on fears or appeal to a person’s goodwill, making it all too easy to fall into their traps. Unfortunately, the financial losses and emotional toll...
Keeping Your Credit Identity Safe During the Holiday Shopping Season
The holiday season can be a wonderful time for giving, but it’s also a prime opportunity for scammers looking to steal your credit information. While we all want to focus on finding the perfect gifts, staying vigilant about your financial safety is important. In this blog, we'll share practical tips for keeping...
Understanding Credit Freezes vs. Credit Locks
If you're looking to protect your credit from fraud or identity theft, you might have come across the terms "credit freeze" and "credit lock." While they sound similar, these two tools work differently, and knowing the difference can save you time and hassle. In this blog, we'll break down what each option...